Today, more and more auto accidents result in litigation. Insurance companies strive to pay out as little as possible, and with medical costs skyrocketing, victims need to recover as large a settlement as possible. If you need auto accident litigation, it is best handled by an attorney who is experienced in this field, since auto accident litigation is different than other types of litigation. Many times, personal injury attorneys are well versed in auto accident litigation, as well as other types of personal injury litigation. Very often, just the threat of litigation will cause insurance companies to offer a settlement in order to avoid a lawsuit. However, most settlements are higher when a competent attorney is involved, who can ensure that the settlement is adequate to cover all expenses, time lost from work and coverage for pain and suffering. Most attorneys advise not accepting a first settlement from an insurance company after an auto accident, as higher settlements can almost always be obtained.